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Build better credit with Aqua.For Aqua Vintage

Build better credit with Aqua.For Aqua Vintage

The card that claims yes to working for you create your credit history whenever used responsibly

Representative (variable) for Aqua Vintage

Beginning borrowing limit from ВЈ250 to ВЈ1200

Build better credit with Aqua

The card that claims yes to helpingyou create your credit scorewhen utilized responsibly

37.9% APR

Representative (variable) for Aqua Timeless

Failure which will make re re payments on time or even remain inside your borrowing limit implies that you may spend extra costs and could make credit that is obtaining the long run higher priced and hard.

Why Aqua?

Without headaches

Look at your eligibility within just one minute, with no effect on your credit history

Helpful tools

Stay static in control with your handy software, text alerts, helpful guides and much more

Create your credit rating

We are able to assist you to begin your journey to building a significantly better credit history once you handle your bank account well

Usage with Apple Pay

You may make quick and secure purchases online, through apps or in-store. Include your Aqua card to Apple Pay to start out purchases that are making together with your Apple products. For detailed put up and guidelines see, How to setup Apple Pay.

No effect on your credit rating

We assist over 4,000 individuals every week, and now we could say yes for your requirements too. Whether you’re eligible without impacting your credit rating because we use SafeCheck, we can let you know. It is super you’ll and easy obtain a reaction within just 60 moments.

37.9% APR

Representative (variable) for Aqua Timeless

We assist over 4,000 individuals every week, and now we could say yes to you personally too. Because we use SafeCheck, we could inform you whether you’re qualified without impacting your credit history. It is super simple and you’ll obtain a reaction in under one minute.

37.9percent APR

Representative (variable) for Aqua Vintage

Beginning borrowing limit from ВЈ250 to ВЈ1200

See what our clients say


Credit available simply to British residents aged 18 and over. At the mercy of status. Terms use. The APR applicable for your requirements shall rely on our evaluation of the application.

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Open to utilize with Apple Pay

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are organizations registered in England and Wales with authorized numbers 7297722 and 4134880 correspondingly. They form an element of the NewDay set of businesses. The authorized workplace for these businesses is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and managed by the Financial Conduct Authority (FCA) with figures 690292 and 682417 correspondingly. NewDay Ltd can also be authorised by the FCA beneath the Payment Services Regulations 2017 (ref no: 555318) for the supply of re re re payment services. Aqua is just a trademark of NewDay Cards Ltd, that is utilized under licence by NewDay Ltd.

Accountable creditfor the world that is modern.

Adjustable APRs are normally taken for 12.99per cent 29.49%. Cards given by WebBank, Member FDICPricing and Fee Details

Expanding access through technology.

No fee that is annuallater and came back payment charges use)

$500 – $5,000 restrictions

APRs 19.99percent – 29.49per cent

2% – 10% money back at choose merchants

Accountable credit without charges.

1% – 1.5% money back and more provides

$500 – $10,000 restrictions

APRs 12.99% – 26.99per cent

Not used to credit

Ive never really had a bank card, vehicle loan or home loan.

Ive never really had a credit history.

Im a student, someone not used to the U.S. payday loans Monroeville for bad credit, or an official individual on somebody elses bank card.

We keep a balance that is healthy my checking/saving reports.

Typical credit

we have not defaulted on that loan in the previous 24 months.

I’ve a credit that is limited, 36 months or less.

Im a gig/part-time worker with out a predictable income.

We keep a healthier stability in my checking/saving records.

Good credit

We have not declared bankruptcy or defaulted on that loan within the last 4 years.

We haven’t been a lot more than thirty day period later on any bank card, medical bill, or loan in thelast 12 months.

We have had that loan or credit card for 36 months or maybe more with a borrowing limit above $3000.

Information supplied is actually for guide and suitable this criteria doesn’t guarantee approval.

We use your banking history to instantly create a Cash Score — a measure of your creditworthiness based on income, spending, and savings when you apply for Petal. It may assist you to be eligible for a Petal charge card, even though you’ve never ever had credit prior to.


Take solid control of the cash, set a spending plan, and monitor your credit rating.


See just what your debt, create AutoPay, and keep an optical attention on your entire acquisitions.

Invest Planner

Set a spending plan and view just how much you’ve kept to invest.

We offer you with the tools you’ll want to build credit and thrive. Even when the globe is consistently looking to get one to purchase material.

Its radically simplified graphical user interface and mobile software makes it simple to handle cash, track investing and build credit without considering it.

Whenever people subscribe to the card, theyre provided usage of a software that suggests them on cash administration decisionsthe app will tell individuals its good to aim to pay back their entire credit bill at the conclusion associated with thirty days, but will likely not penalize them if they cant.

Petal makes use of a far more holistic and comprehensive underwriting model to look for the creditworthiness of charge card candidates when compared with conventional banking institutions that depend predominantly for a candidates FICO rating.

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